Blog | Peter Lazaroff

Why ESG Funds Don’t Belong in Your 401(k)

As interest grows in environmental, social and governance (or ESG) investing, you may wonder why your 401(k) plan does not offer ESG funds. Here’s why I don’t think your 401(k) is the best place for ESG funds.

4 Simple Steps to Improve Your Financial Wellbeing

How can two people with the same income, financial experiences, or education have very different levels of financial wellbeing? It’s simple: a sense of wellness doesn’t come from numbers alone. Learn four steps to improve your financial wellbeing.

6 Smart Ways to Withdraw Retirement Funds and Lower Your Taxes

As the stock-market volatility continues, uncertainty over the future may leave you wondering the best way to draw down assets going forward. While your personal situation can dictate the optimal retirement withdrawal strategy, there is a general order to consider when drawing down assets.

6 Methods to Consider When Choosing an ESG Investing Strategy

A growing number of investors are interested in Environmental, Social and Governance investing, known as ESG. That term is becoming more common, but ESG still means different things to different people. Here’s a closer look at six different methods for incorporating ESG criteria into your investment strategy.

What to Do If You Were Getting Ready to Retire Before the Pandemic Hit

You may wonder how the fallout and long-term ramifications of the COVID-19 could change your retirement plans and timeline. The good news is with some strategic adjustments and the right action steps, you should be able to stick to your original plan.

What Does it Mean to Be an ESG Investor?

Environmental, Social, and Governance (ESG) no longer refers only to values-based investing. There are a lot more products and strategies available for investors interested in aligning their investment portfolios to their personal values.

Pay Off Student Loans or Invest? Here’s How to Decide

Once you finish all your schooling and start to earn a full-time income, should you pay off student loans as fast as possible or contribute available cash flow to investments for long-term growth? The right answer for you depends on a variety of factors.

Is Now the Time to Buy Individual Stocks?

You may look at stocks with steep declines and think to yourself, “There’s no way those companies are going out of business. This dip is temporary and it’s inevitable that they’ll bounce back.” But any time you start making investment predictions like these, you’re in dangerous waters.

Optimists Will Prevail

We are facing risks unlike any we’ve dealt with in our lifetimes. Being told you’re in danger triggers all your evolutionary defense mechanisms intended to keep you safe. Unfortunately, none of these instinctive reactions are useful in the arena of long-term...