The Tax Benefits of a Partial Roth Conversion
We all pay taxes. But you shouldn’t pay more than necessary. Find out why I often suggest a partial Roth conversion.
Making Sense of the Stock Market Swings
It’s been a wild few weeks in the market as investors try to gauge how the coronavirus will impact global growth and corporate profits. Here’s what I recommend you should do in response to market volatility.
10 Things To Do Now If You’re A Decade Away From Retirement
Planning for retirement isn’t the most straightforward process, but these ten steps are a great place to start.
Should You Use a Traditional IRA or Roth IRA For Retirement Savings?
Lowering or eliminating the drag of taxes on your investment returns means you can compound your retirement and education savings goals at a higher rate. Learn differences between a variety of retirement accounts you can use to have your earnings, income, and capital gains to compound tax-free over time.
A Common Mistake Many Investors Make: Mental Rigidity
It’s one thing to agree to a long-term investment plan at the onset of a relationship with a financial advisor, but the actual experience of riding out different market movements is harder in practice than in theory.
Avoid These 5 Costly Roth Conversion Mistakes
A partial Roth conversion is one of my favorite tools to help clients manage their retirement income taxes, so I get frustrated when I see that tool used in the wrong way. Learn five of the biggest mistakes that can often derail a Roth conversion strategy.
What To Do With RMDs You Don’t Need or Want
After age 70 ½, required minimum distributions (RMD’s) must be withdrawn from your traditional IRAs and 401(k)s each year—whether you need it or not. Learn 7 tips on what to do if you don’t want or need to take your RMDs.
It’s Not Free: Why You Need to Take a Closer Look at Commission-Free Trading
Commission-free trading creates splashy headlines but raises concerns that those revenues might be replaced with less transparent costs.
How an HSA Can Boost Your Retirement Savings
An HSA can offer a powerful chance to boost your long-term savings and provide a nest egg for medical expenses later in life
5 Finance Books That Influenced My System For Building Wealth
I recommend these finance books that made a big impact on me and influenced the final product in my first book Making Money Simple.
Get A Free Financial Wellness Assessment
Take our assessment and quickly learn specific areas of your finances you should focus on to build and protect your wealth.
Peter Lazaroff, CFA, CFP® is Plancorp’s Chief Investment Officer, a financial advisor, speaker, and author of the book Making Money Simple.
