What to Do If You Were Getting Ready to Retire Before the Pandemic Hit
You may wonder how the fallout and long-term ramifications of the COVID-19 could change your retirement plans and timeline. The good news is with some strategic adjustments and the right action steps, you should be able to stick to your original plan.
What Does it Mean to Be an ESG Investor?
Environmental, Social, and Governance (ESG) no longer refers only to values-based investing. There are a lot more products and strategies available for investors interested in aligning their investment portfolios to their personal values.
Pay Off Student Loans or Invest? Here’s How to Decide
Once you finish all your schooling and start to earn a full-time income, should you pay off student loans as fast as possible or contribute available cash flow to investments for long-term growth? The right answer for you depends on a variety of factors.
Is Now the Time to Buy Individual Stocks?
You may look at stocks with steep declines and think to yourself, “There’s no way those companies are going out of business. This dip is temporary and it’s inevitable that they’ll bounce back.” But any time you start making investment predictions like these, you’re in dangerous waters.
Optimists Will Prevail
We are facing risks unlike any we’ve dealt with in our lifetimes. Being told you’re in danger triggers all your evolutionary defense mechanisms intended to keep you safe. Unfortunately, none of these instinctive reactions are useful in the arena of long-term...
The Tax Benefits of a Partial Roth Conversion
We all pay taxes. But you shouldn’t pay more than necessary. Find out why I often suggest a partial Roth conversion.
Making Sense of the Stock Market Swings
It’s been a wild few weeks in the market as investors try to gauge how the coronavirus will impact global growth and corporate profits. Here’s what I recommend you should do in response to market volatility.
10 Things To Do Now If You’re A Decade Away From Retirement
Planning for retirement isn’t the most straightforward process, but these ten steps are a great place to start.
Should You Use a Traditional IRA or Roth IRA For Retirement Savings?
Lowering or eliminating the drag of taxes on your investment returns means you can compound your retirement and education savings goals at a higher rate. Learn differences between a variety of retirement accounts you can use to have your earnings, income, and capital gains to compound tax-free over time.
A Common Mistake Many Investors Make: Mental Rigidity
It’s one thing to agree to a long-term investment plan at the onset of a relationship with a financial advisor, but the actual experience of riding out different market movements is harder in practice than in theory.
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Peter Lazaroff, CFA, CFP® is Plancorp’s Chief Investment Officer, a financial advisor, speaker, and author of the book Making Money Simple.
