Have you ever finished your tax returns and wondered if you could have done more to maximize your tax breaks for your charitable contributions? If so, you’re not alone. Thanks to tax law changes, many taxpayers who used to itemize their deductions can take the...
I’ve spent my entire career advising a wide range of successful people. Most of them are objectively intelligent — some extremely so — but they aren’t always rational. Our brains use an incredible amount of energy. To conserve energy, our brains default to...
If you place your hand in a bowl of lukewarm water and start heating it, you’re unlikely to notice the rising temperature. Your hand adapts to the gradual change. Eventually, the water will get to a point where it’s so hot it could burn you and you will notice. But it...
After several years of deliberation, I’m finally launching a podcast. I’m excited to introduce you to The Long Term Investor, a financial podcast designed to distill complex topics into easily digestible lessons and make you a better investor. New episodes will drop...
Developing and executing an estate plan is one of the most important pieces of your financial plan. While you are alive, the estate planning process allows you to manage and preserve your assets during your lifetime. At death, your estate plan allows you to conserve...
One of the trickier decisions of saving for retirement is determining which accounts to prioritize with your savings. Is it most important to max out a 401(k) before an IRA? At what point should you use a taxable account for retirement savings? How does debt play into...
