People say that cash is king, but they don’t give their cash the royal treatment it deserves. The biggest mistake people make is having too big a cash balance in their primary banking account. Since cash loses purchasing power over time, efficient use of cash is...
According to the IRS, U.S. taxpayers received $264.5 billion in total refunds in 2016. That makes the average refund total about $2,993. That may feel like nearly $3,000 of “extra” money, but keep in mind a refund is what you overpaid to Uncle Sam during the last tax...
When I first meet a potential client, I’m always disheartened to see the poor retirement plans offered by employers. Most people don’t have the training to identify whether their company is providing them with a good option. Even worse, employees have very little...
My first distinct memory of money was during a night out with my family at a local pizza shop. I don’t remember how old I was, but I’d guess no older than six or seven. The restaurant had a jukebox and I asked my dad for money to pick out a song. Instead...
When I look through the funds that investors use – be it an individual, institution, or 401(k) plan – I’m always amazed by the high fund expenses. People are more fee aware than ever, but they still don’t give fees as much weight in their decisions as they do...
