When I first meet a potential client, I’m always disheartened to see the poor retirement plans offered by employers. Most people don’t have the training to identify whether their company is providing them with a good option. Even worse, employees have very little...
My first distinct memory of money was during a night out with my family at a local pizza shop. I don’t remember how old I was, but I’d guess no older than six or seven. The restaurant had a jukebox and I asked my dad for money to pick out a song. Instead...
When I look through the funds that investors use – be it an individual, institution, or 401(k) plan – I’m always amazed by the high fund expenses. People are more fee aware than ever, but they still don’t give fees as much weight in their decisions as they do...
Filling out a bracket for the NCAA basketball tournament reminds me so much of investing because it balances expertise, future expectations, risk, and reward. Winning also requires a healthy dose of luck along the way. There are six lessons from March Madness we can...
A factor is a characteristic or trait that explains portfolio returns. Implementing a factor investing strategy means targeting securities with characteristics that you’d expect to generate different returns than you’d earn from owning the entire market. For example,...
