Don’t Predict, Plan

Don’t Predict, Plan

People check their portfolios way too frequently, which increases their chances of seeing a loss. Losses aren’t necessarily a problem – in fact, they are a crucial part of a well-functioning market – but the emotions that losses invoke cause us to make mistakes. Our...
Building Meaningful Benchmarks

Building Meaningful Benchmarks

A version of this article originally appeared on WSJ.com.  Most people don’t know how to properly evaluate their financial advisor and overly rely on performance as the sole measurement of success. This is problematic because people tend to evaluate their...
The 3 Best Uses For Your Tax Refund

The 3 Best Uses For Your Tax Refund

According to the IRS, U.S. taxpayers received $264.5 billion in total refunds in 2016. That makes the average refund total about $2,993. That may feel like nearly $3,000 of “extra” money, but keep in mind a refund is what you overpaid to Uncle Sam during the last tax...
Invest or Pay Down Debt?

Invest or Pay Down Debt?

Should you invest in the market or pay down debt? Everyone has different circumstances, but there are some common variables to examine, including: Expected return on investments Interest rates on debts Tax benefits associated with your debt Tax benefits associated...
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