Successful retirement savers often find themselves in a high tax bracket during retirement (pensions, social security, RMDs, etc.). One of the downsides, in addition to a higher tax bill, is getting hit with Medicare IRMAA. Listen now and learn: How IRMAA...
After age 72, a Required Minimum Distribution (or RMD) must be withdrawn from your traditional IRAs and 401(k)s each year—whether you need it or not. Failing to take an RMD could result in a tax penalty worth up to 50% of the amount you should have taken. Listen now...
When it comes to maximizing wealth, there is usually going to be a mathematically optimal solution, but that solution doesn’t always align with our human emotions. Ben Carlson, co-host of Animal Spirits and author of A Wealth of Common Sense, joins me to talk about...
Is the 60/40 portfolio dead? Both stock and bond markets are down this year, which has led to the traditional framework of the 60/40 portfolio being called into question across a variety of media outlets. Listen now and learn: 5 reasons the 60/40 portfolio is not...
Giving to charity is relatively straightforward, but there are many ways to maximize your gift (and benefit) with just a little planning. In this episode, I’m joined by Plancorp’s Sara Gelsheimer, a Senior Wealth Manager with deep knowledge of charitable giving...
Although the popularity of index investing has exploded in the past decade, actively managed funds still make up the majority of investor assets. Listen now and learn: How often active managers fail to beat the marketWhy managers that do win fail to keep...
