Owning a first home is an exciting prospect. It has long been part of the quintessential American Dream. While buying your first house comes with many intangible benefits that are difficult to quantify, there is a financial aspect you must consider. A home and its...
Many clients initially seek financial advice because they want help making smart investment decisions. But investments are just a vehicle to help you pursue your most important goals. An advisor can’t effectively manage a portfolio or create a complete financial plan...
Bitcoin and other cryptocurrencies have delivered eye-popping returns in 2020 and 2021. All kinds of crypto – including what started as a joke and meme, Dogecoin – are receiving heightened media attention as a result. The value of Bitcoin and...
Gold is shiny and makes nice jewelry, but it doesn’t impress me as an investment. Why? If you invest in gold, it doesn’t generate earnings or income, which means you can’t reliably value it. You can’t reasonably assign it an expected return and volatility either,...
After years of inflation readings well below 2%, financial markets expect to see higher inflation in 2021. Below is a chart of the market’s inflation expectations using breakeven rates, which measures the difference in yield on Treasury notes and corresponding...
Many investors lack a strong understanding of bond portfolio basics. As a result, there are some misconceptions about the use of individual bonds versus bond funds in investment portfolios. Investors who hold individual bonds tend to believe the implications of...
