by Peter Lazaroff | Sep 5, 2017 | General
I’ve made many references over the past several years to financial markets being a complex adaptive system. I find the concept fascinating and elegant, but it requires more explanation than I’ve ever had the space, word count, or reader attention span to...
by Peter Lazaroff | Aug 14, 2017 | General
Five years ago, my wife and I found out we were having our first baby. This thrilling moment in our marriage was quickly followed by the sobering realization of the costs involved in raising a child. Many people receive help from family, friends and baby...
by Peter Lazaroff | Aug 7, 2017 | General
People change advisors all the time, but they don’t always consider the various costs they incur in the process. Some costs may be unavoidable if you want to make a change or follow your preferred advisor to a new firm; however, you can take some proactive steps with...
by Peter Lazaroff | Jul 24, 2017 | General
Economic commentators spent the last several years lamenting the fact that Millennial homeownership is lower now than ownership rates among young adults of past generations. They attributed the trend to factors including large student debts, the fact that young adults...
by Peter Lazaroff | Jul 17, 2017 | General
All too often, people make money decisions without the end in mind. In fact, the neural patterns resulting from thinking about our future self greatly resemble the neural patterns from thinking about a stranger. In other words, our brains think of saving like a choice...
by Peter Lazaroff | May 29, 2017 | General
I’m preparing for a presentation related to retirement readiness, so I started by making a list of common mistakes people making when planning for retirement. While the list probably doesn’t include everything, I would argue all of these mistakes could be...
