Creating a budget and sticking to it is difficult for most people because the process is time consuming and restrictive. Traditional budgeting forces you to make every decision as if you live in a spreadsheet. But guess what? You don’t live in a spreadsheet. Rather...
Bitcoin and other cryptocurrencies have delivered eye-popping returns in 2020 and 2021. All kinds of crypto – including what started as a joke and meme, Dogecoin – are receiving heightened media attention as a result. The value of Bitcoin and...
Gold is shiny and makes nice jewelry, but it doesn’t impress me as an investment. Why? If you invest in gold, it doesn’t generate earnings or income, which means you can’t reliably value it. You can’t reasonably assign it an expected return and volatility either,...
After years of inflation readings well below 2%, financial markets expect to see higher inflation in 2021. Below is a chart of the market’s inflation expectations using breakeven rates, which measures the difference in yield on Treasury notes and corresponding...
Every family is unique, and everyone has their own questions, priorities, and vision for the future. However, there are certain life events or financial situations that are especially complex and call for deeper expertise from a financial advisor. Here are...
