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ley-ellis-on-why-most-investors-fail-and-what-to-do-instead/</loc></url><url><loc>https://peterlazaroff.com/ep-192-2025-market-forecasts-interest-rates-and-economic-risks-with-dr-david-kelly/</loc></url><url><loc>https://peterlazaroff.com/ep-193-why-watching-the-market-hurts-your-returns-and-how-to-stop/</loc></url><url><loc>https://peterlazaroff.com/ep-194-the-science-of-investing-and-tuning-out-the-noise-with-david-booth/</loc></url><url><loc>https://peterlazaroff.com/ep-195-the-gold-rush-should-you-invest-in-gold-now/</loc></url><url><loc>https://peterlazaroff.com/ep-196-the-truth-about-risk-retirement-and-the-national-debt-with-allison-schrager/</loc></url><url><loc>https://peterlazaroff.com/ep-197-should-you-worry-about-a-recession-what-investors-need-to-know-in-2025/</loc></url><url><loc>https://peterlazaroff.com/ep-198-10-stock-market-truths-with-sam-ro/</loc></url><url><loc>https://peterlazaroff.com/ep-199-do-options-based-strategies-capture-market-gains-without-the-risk/</loc></url><url><loc>https://peterlazaroff.com/ep-200-the-overlooked-aspects-most-retirement-plans-miss-with-christine-benz/</loc></url><url><loc>https://peterlazaroff.com/ep-201-should-you-buy-the-dip-smart-strategies-and-surprising-math/</loc></url><url><loc>https://peterlazaroff.com/ep-202-are-private-markets-worth-it-vanguards-fran-kinniry-on-risks-rewards-and-realities/</loc></url><url><loc>https://peterlazaroff.com/ep-203-income-vs-total-return-which-strategy-builds-a-more-reliable-retirement/</loc></url><url><loc>https://peterlazaroff.com/ep-204-financial-historys-biggest-lessons-and-how-past-crashes-can-guide-your-investing-with-mark-higgins/</loc></url><url><loc>https://peterlazaroff.com/ep-205-im-close-to-retirement-and-the-market-is-crazynow-what/</loc></url><url><loc>https://peterlazaroff.com/ep-206-redefining-behavioral-finance-for-the-modern-investor-with-brian-portnoy/</loc></url><url><loc>https://peterlazaroff.com/ep-207-taco-investing-navigating-market-volatility-in-the-age-of-policy-whiplash/</loc></url><url><loc>https://peterlazaroff.com/ep-208-lessons-on-investing-market-crises-and-the-power-of-staying-calm-with-cnbcs-bob-pisani/</loc></url><url><loc>https://peterlazaroff.com/ep-209-announcing-my-new-book-the-perfect-portfolio/</loc></url><url><loc>https://peterlazaroff.com/ep-210-how-not-to-invest-avoiding-common-mistakes-and-dangerous-financial-advice-with-barry-ritholtz/</loc></url><url><loc>https://peterlazaroff.com/ep-211-5-investing-lessons-hidden-in-market-history/</loc></url><url><loc>https://peterlazaroff.com/ep-212-2025-midyear-market-update-navigating-volatility-tariffs-and-global-opportunities/</loc></url><url><loc>https://peterlazaroff.com/ep-213-why-is-the-u-s-dollar-declining-and-what-does-it-mean-for-investors/</loc></url><url><loc>https://peterlazaroff.com/ep-214-the-wealth-ladder-how-income-spending-and-happiness-are-connected-with-nick-maggiulli/</loc></url><url><loc>https://peterlazaroff.com/ep-215-why-tax-benefits-shouldnt-drive-your-investment-decisions-with-adam-cmejla/</loc></url><url><loc>https://peterlazaroff.com/ep-216-the-power-of-humility-in-investing-with-dan-rasmussen/</loc></url><url><loc>https://peterlazaroff.com/ep-217-reset-your-portfolio-expectations-before-its-too-late/</loc></url><url><loc>https://peterlazaroff.com/ep-218-how-evidence-based-advice-adds-up-to-3-in-net-returns-with-fran-kinniry/</loc></url><url><loc>https://peterlazaroff.com/ep-219-mutual-funds-vs-etfs-vs-smas-which-is-the-best-for-you/</loc></url><url><loc>https://peterlazaroff.com/ep-220-can-ai-keep-driving-the-stock-market-higher-callie-cox-explains/</loc></url><url><loc>https://peterlazaroff.com/ep-221-muni-bonds-explained-how-to-incorporate-tax-free-income-with-investing-for-retirement/</loc></url><url><loc>https://peterlazaroff.com/ep-222-ma-valuations-and-the-future-of-rias-a-conversation-with-ian-wenik/</loc></url><url><loc>https://peterlazaroff.com/ep-223-bond-funds-vs-individual-bonds-whats-best-for-your-portfolio/</loc></url><url><loc>https://peterlazaroff.com/ep-224-year-end-tax-planning-after-the-obbba/</loc></url><url><loc>https://peterlazaroff.com/ep-225-trapped-by-taxes-how-351-exchanges-let-you-diversify-without-selling-your-stock/</loc></url><url><loc>https://peterlazaroff.com/ep-226-from-numbers-to-meaning-when-building-your-retirement-plan-with-carl-richards/</loc></url><url><loc>https://peterlazaroff.com/ep-227-should-you-move-to-cash-when-markets-hit-all-time-highs/</loc></url><url><loc>https://peterlazaroff.com/ep-228-stop-keeping-score-power-fairness-with-money-ft-heather-and-doug-boneparth/</loc></url><url><loc>https://peterlazaroff.com/ep-229-why-everyone-suddenly-loves-gold-and-what-could-go-wrong/</loc></url><url><loc>https://peterlazaroff.com/ep-230-year-end-equity-comp-playbook-with-john-owens/</loc></url><url><loc>https://peterlazaroff.com/ep-231-before-you-add-alternatives-how-to-tell-if-private-markets-fit-within-your-plan/</loc></url><url><loc>https://peterlazaroff.com/ep-232-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